What Is EBITDA? EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. Each word strips away a specific layer of accounting complexity: “earnings” is…
Vivek Iyer13 min readWhat Is Burn Rate? Burn rate is the rate at which a company spends its cash reserves over a given period, typically measured monthly. It’s…
Vivek Iyer12 min readAsk most people to explain the difference between a payment gateway and a payment processor, and you’ll usually get a blank look, or an answer…
Vivek Iyer13 min readEvery rupee you invest in a mutual fund quietly pays a fee. Over decades, that fee can either vanish into a fund manager’s pocket or…
Vivek Iyer22 min readTwo earlier articles in this series covered the broader technology reshaping money and banking and the journey of a single digital payment. This one goes…
Vivek Iyer13 min readAn earlier article in this series looked at the broader technology reshaping money, banking, and digital finance. This one goes deeper into a single, specific…
Vivek Iyer13 min readEvery macro signal this year has pointed toward caution. Oil-driven inflation has the Fed weighing its first rate hike in years. A conflict in the…
Vivek Iyer4 min readJust a few months ago, the debate around the Federal Reserve was how many rate cuts investors could expect this year. That conversation has flipped.…
Vivek Iyer4 min readAmazon’s stock jumped more than 10% in after-hours trading following its second-quarter 2026 results, and the reason wasn’t the retail business. It was Amazon Web…
Vivek Iyer4 min readA practitioner’s guide to how financial technology actually works — the infrastructure, business models, regulation, and AI systems reshaping money for consumers, businesses, and the…
Vivek Iyer30 min read
